Farmers, plumbers, carpenters, and electricians—get fast, affordable funding for equipment, supplies, and expansion.
Tailored financial solutions for skilled professionals who build, create, and grow
Buy seeds, livestock, or upgrade equipment to increase your yield and efficiency.
Invest in tools, vans, or inventory to take on more jobs and grow your client base.
Expand workshops or buy premium materials to elevate your craft and output.
Established business owners needing capital to scale operations and increase profits.
We understand the unique financial needs of trade professionals and artisans
Transparent terms with no surprises—know exactly what you're paying.
Get funded in as little as 48 hours after approval.
Seasonal options for farmers, flexible terms for all trades.
Lower rates than credit cards with fixed monthly payments.
Choose the financing solution that matches your business needs
Finance new tools, machinery, or vehicles to increase productivity and take on more jobs. Whether you need a new tractor, plumbing van, or woodworking equipment, we've got you covered.
Enough to purchase professional-grade equipment
Match payments to equipment lifespan
Often requires no additional security
Cover payroll, unexpected costs, or seasonal fluctuations with flexible working capital. Perfect for bridging gaps between projects or preparing for your busy season.
Enough to cover operational expenses
Short-term solutions for cash flow needs
Get money when you need it most
Open a new location, hire staff, or expand your workshop with growth-focused financing. Take your established trade business to the next level.
Substantial funding for serious growth
Long-term solutions for lasting expansion
Optional consultation with growth experts
Simple steps to get the funding you need
Complete our 5-minute application with basic business and financial information.
Receive a decision within 24 hours in most cases with minimal documentation.
Money deposited directly to your account, often within 48 hours of approval.
Hear from trade professionals who've grown with our financing
"This loan helped me buy a new CNC machine—my woodworking business grew 30% in just 6 months! The process was so simple compared to traditional banks."
Answers to common questions about our trade loans
We consider applicants with credit scores starting at 600, but we look at your complete financial picture including business revenue and time in business. Even if you've been turned down elsewhere, we may be able to help.
Yes! Unlike some lenders, we encourage early repayment and don't charge prepayment penalties. Paying off your loan early can save you money on interest.
Most applicants receive funds within 48 hours of approval. The exact timing depends on when you complete your application and submit required documents.
Absolutely. We understand agricultural cash flow cycles and offer customized repayment schedules that align with your harvest seasons and sales periods.
Join thousands of skilled professionals who've accelerated their success with OAEI TRUST financing.
Apply Now – Limited Funds Available!